At BMR-Unimat | VIVACO groupe coopératif, we always want to offer more and that is why we propose a simple and efficient reward system in addition to the possibility of easy and accessible financing directly in our business locations.

360 & Ma remise Reward Programs

Two reward programs are offered in each of our renovation centres. For BMR, you may join the 360 program whereas for Unimat you may join the Ma remise program. These two cards offer the same advantages that can be used in your favourite store:

  • 1 point is accumulated for each dollar spent in-store before taxes
  • You may start using your points when you have reached 1,500, which represents a value of $10
  • Your points are immediately accumulated upon checkout when making ‘cash’ payments (cash, debit or credit)
  • When you charge items to an account, your points are accumulated only once the invoice is paid*
  • If you are a member of our cooperative, your card number is registered in our system. This way, you do not need to present the card to accumulate points, no matter which VIVAVO renovation centre you are purchasing from. However, be sure to keep the card because we will need it when you want to use your points
  • You may have up to 4 cards on the same account to accumulate points even faster

How can you use your points?

  • For gift cards, exchangeable throughout the entire network of VIVACO renovation centres
  • For in-store merchandise
  • For Air Transat certificates**

Join one of our reward programs in 3 easy steps:

  1. Request your card during your next in-store visit
  2. Complete your online profile to activate your card
  3. Accumulate and exchange your points

Already a member of one of our reward programs?

Monitor your points balance here:

If you have any questions concerning your password, dial 1-877-817-2700, extension 3000.

For all other questions, please communicate with us at: recompense@vivaco.coop.

*In order to have your points applied, you must pay your invoice within 30 days and not on the date indicated on your account statement.

**You must have a minimum of 7,500 points on your cards to use this option (7,500 points = $50).

Financing Program

Desjardins Accord D

You can request financing with Accord D directly in our business locations, and it only takes a few minutes! *

This program offers several advantages, such as:

  • Take advantage of flexible payments
  • Secure an attractive interest rate separate from that of your card
  • Receive one statement and make one sole monthly payment
  • Reimburse your financing in whole or in part at any time and without penalty

*Certain conditions apply. Details in store.

Do you already have a Desjardins credit card?

Accord D financing is already available1 with your Desjardins credit card and does not affect your regular credit limit.

Don’t have a Desjardins credit card?

Take advantage of Accord D financing by completing an in-store request. It’s so simple and you will receive credit approval in just a few minutes.

For more information, please visit: www.desjardins.com/en/accordd.

1 Subject to credit approval by the Fédération des caisses Desjardins du Québec.